Process
Our stock selection process has been developed with years of hands-on experience and sound investment rationale as its foundation.
- We select the shares of companies that have a history of earnings and dividends, proven management teams, and products and services that have lasting value.
- We favor companies that have pricing power, healthy levels of cash, manageable levels of debt, and competitive margins.
- We believe that dividends matter for shareholder returns and are a an indication of a company’s well-being and future prospects.
Underpinning these fundamental factors, we look for share valuations that are reasonable on one or more metrics such as price-to-earnings or price-to-sales, among others.
We round out your asset allocation with the use of mutual funds and ETFs that we believe are best used to gain exposure in areas where individual security selection may not be prudent due to commoditization or volume concerns – two examples are fixed income, such as Treasury securities, and commodities, such as gold.
Our belief is that cash is a valuable asset that should be deployed only when attractive buying opportunities exist. Converting cash into shares of our favorite companies is a process that we approach methodically and patiently, knowing that the price we pay for a stock today may affect your performance results well into the future.
Through our time-tested investment process we take the clutter and confusion out of investing. We do the heavy lifting for you as we identify attractive investment opportunities and build portfolios to help you achieve your most important goals over time.